Check the best performing SBI MF funds: Up to 17% SIP returns over two decades
Mutual funds have turned out to be the favourite investment avenues for the Indian middle class. SBI Mutual Fund which is the asset management arm of the State Bank of India is the country's biggest AMC. Here we list out a few schemes of SBI MF that have generated significant returns for investors over the past 20 years, especially in the SIP mode.
Kolkata: The mutual fund industry in India is expanding fast. In Nov, the total assets under management of the Indian mutual fund industry sailed past the Rs 80 lakh crore mark. The country's biggest mutual fund is SBI Mutual Fund. Here is a list of the best performing schemes from SBI MF. These have been selected on the basis of returns over a period of 20 years. This fund house operates some of the country's oldest mutual fund schemes.
SBI MF was founded on June 21, 1987. Here we list five mutual fund schemes -- SBI Consumption Opportunities Fund, SBI Technology Opportunities Fund, SBI Focused Fund, SBI Healthcare Opportunities Fund and SBI Midcap Fund. Let's have a close look at their returns and composition.
SBI Consumption Opportunities Fund
Launched in: July 1999
20-year SIP return: 17.57%
Benchmark: NIFTY India Consumption TRI
AUM (Nov 30, 2025): Rs 3,219 crore
Expense ratio: 1.97%
Top holdings
Bharti Airtel: 6.46%
M&M: 5.31%
Maruti Suzuki: 4.75%
HUL: 4.61%
Asian Paints: 4.55%
SBI Technology Opportunities Fund
Launched in: July 1999
20-year SIP return: 16.80%
Benchmark: BSE Tech TRI
AUM (Nov 30, 2025): Rs 5,130 crore
Expense ratio: 1.89%
Top holdings
Infosys: 14.84%
Bharti Airtel: 12.29%
Coforge: 7.07%
LTIMindtree: 5.94%
Firstsource: 5.15%
SBI Focused Fund
Launched in: October 11, 2004
20-year SIP return: 16.14%
Benchmark: BSE 500 TRI
AUM (Nov 30, 2025): Rs 42,773 crore
Expense ratio: 1.53%
Top holdings
Alphabet (Google): 8.71%
HDFC Bank: 6.60%
Muthoot Finance: 6.13%
State Bank of India: 5.26%
Bajaj Finserv: 4.90%
SBI Healthcare Opportunities Fund
Launched in: July 5, 1999
20-year SIP return: 16.08%
Benchmark: BSE Healthcare TRI
AUM (Nov 30, 2025): Rs 4,131 crore
Expense ratio: 1.93%
Top holdings
Sun Pharmaceutical: 11.97%
Divi’s Laboratories: 6.90%
Max Healthcare: 5.63%
Cipla: 4.45%
Lupin: 4.23%
SBI Midcap Fund
Launched in: March 2005
20-year SIP return: 16.06%
Benchmark: NIFTY Midcap 150 TRI
AUM (Nov 30, 2025): Rs 23,360 crore
Expense ratio: 1.66%
Top holdings
Bharat Heavy Electricals: 3.74%
Torrent Power: 3.66%
Mahindra & Mahindra Financial Services: 3.58%
CRISIL: 3.12%
Sundaram Finance: 3.02%
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