Monetise your patience: These MFs turned Rs 1 lakh into far more than Rs 1 crore
The virtue of patience in investments is overwhelming and from Warren Buffet to your humble personal finance advisor will tell you so. Now turn for some empirical evidence with half a dozen mutual funds around you that has generated eye-popping returns in 30 years.
Kolkata: Almost all of us invest in mutual fund equity-linked schemes for capital appreciation. Our investment advisors are never tired of telling us that mutual funds multiply wealth using the force of long-term compounding and that we should be patient for higher returns. But for most of us long term means five to seven years at the most, at the end of which our patience runs thin.
But let's see what long term patience means. There are about half a dozen mutual fund schemes in the country which have turned Rs 1 lakh to far in excess of Rs 1 crore in 30 years. From another point of view, it's not too long a time. It's less than the average career span of an individual. It means if an individual could entrust Rs 1 lakh as a ump sum with any of these funds, he/she would have got more than Rs 1 crore from this one investment at the time of retirement. Not a bad deal, right? Let's have a look at these funds. By the way, the returns quoted below are all from the regular growth options.
Franklin India Mid Cap Fund: The NAV of this fund on July 25, 2025 was Rs 2,760.2004. Fund size Rs 12,784.81 crore and expense ratio 1.76%. Lump sum of Rs 1 lakh ballooned to Rs 2.76 crore as on July 25, 2025.
Franklin India Large Cap Fund: The NAV of this fund on July 25, 2025 was Rs 1024.0083. Fund size Rs 7983.82 crore and expense ratio 1.84%. Lump sum of Rs 1 lakh ballooned to Rs 2.45 crore as on July 25, 2025.
HDFC Flexi Cap Fund: The NAV of this fund on July 25, 2025 was Rs 1975.062. Fund size Rs 79584.54 crore and expense ratio 1.38%. Lump sum of Rs 1 lakh ballooned to Rs 1.97 crore as on July 25, 2025.
Franklin India Flexi Cap Fund: The NAV of this fund on July 25, 2025 was Rs 1637.4744. Fund size Rs 19364.97 crore and expense ratio 1.69%. Lump sum of Rs 1 lakh ballooned to Rs 1.63 crore as on July 25, 2025.
Aditya Birla SL Large & Mid Cap Fund: The NAV of this fund on July 25, 2025 was Rs 898.4. Fund size Rs 5938.67 crore and expense ratio 1.89%. Lump sum of Rs 1 lakh ballooned to Rs 1.08 crore as on July 25, 2025.
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