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New Delhi: In recent years, Mutual Funds have turned out to be a very popular investment option for the retail investors. The data released by the Association of Mutual Funds in India (AMFI) stated that equity mutual funds recorded a surge of 24 per cent to Rs 23,587 crore investment in June 2025. In May 2025, the equity-oriented MF schemes witnessed an inflow of Rs 19,013 crore.
June recorded an overall inflow of Rs 49,000 crore into the mutual fund industry, while it was Rs 29,000 crore in May. The latest inflow of money, resulted in industry's asset under management to touch a new high of Rs 74.4 lakh crore as of June from Rs 72.2 lakh crore at May-end.
In this article, we list down some points which could help in making right investment choice while pumping your hard-earned money in the Mutual Fund schemes.
Investors should remember that each and every MF scheme is not suitable for them. One should select a fund after considering his/her needs and purpose of the investment.
Diversifying your Mutual Fund portfolio is the best way to invest. Investing in various MF plans helps in balancing the portfolio as the risk gets diversified and also the money gets invested into different sectors.
Plan and then invest in Mutual Funds. You should plan the monthly allocation of investment and also do a thorough study of the asset management of the fund you are selecting.
There are two ways to invest in Mutual Funds, Systematic Investment Plan (SIP) and lumpsum. SIP allows one to invest every month and is considered to be more viable as it balances the portfolio during ups and down of the market.
Always invest with a long term approach. Five years of investment is the minimum time one should consider for the funds to show real growth.
Mutual Funds are subjected to market risks and the investors should be mentally prepared to face those. One should select the funds which suits your risk profile and goals.
Keep a track of your portfolio. If the funds are not growing after a stipulated time, make sure to make changes to your portfolio and select new MFs.