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New Delhi: Gold has been long considered a safe haven for investment in India. The yellow metal price has recorded a stupendous jump this year so far. Scores of people have rushed to buy the precious metal hoping to get positive returns in future. Besides investing in physical gold, there are several options to invest in the yellow metal that offer an easy way to pump your money in gold. In this article, we inform you about the differences between the various ways of investment in gold.
According to Certified Financial Planner Pallav Aggarwal, after the tremendous rise in gold this year, investing in it in the short term can be risky. He is of the view that if the geopolitical tension subsides, then gold prices may come down. At the same time, Anand Rathi's strategy head Tanvi Kanchan says that the choice of ETFs and Gold Funds depends on the investor's cost, liquidity and convenience.
So far in 2025, Gold Funds have given an average return of 65%, while Gold ETFs have given an average return of 66%.
For example, the UTI Gold ETF gave the highest return of 67.58%.
At the same time, Quantum Gold Saving Fund gave a return of 66%.
ETFs have the facility of real-time trading, whereas Gold Funds can be invested through SIP without a Demat account.
Tanvi Kanchan says that 2025 was a historic year for gold, with more than 60% returns and 50+ times an all-time high. Further two situations are possible:
Soft Landing: Gold gains another 10-15% due to interest rate cuts.
Risk-Off Scenario: Gold may jump by 20-30% in recession or geopolitical tension.
Therefore, they recommend investing slowly through SIP.
Silver has also shown tremendous rally this year. At the same time, Multi-Asset Funds (Equity + Debt + Gold) have given better returns than gold ETFs in the long run and the risk has also been low. Both Pallav Agarwal and Tanvi Kanchan believe that multi-asset funds can be a more balanced and safer option for ordinary investors at current prices, as they benefit from investing in different asset classes.
(Disclaimer: This article is only meant to provide information. TV9 does not recommend buying or selling shares or subscriptions of any IPO, Mutual Funds, gold, silver and crypto assets.)
